The company

DirectID is a global credit risk platform that is redefining the industry for both lenders and their consumers.

By leveraging Open Finance and bank statement data, DirectID help lenders understand their customers throughout the credit risk lifecycle, from onboarding through to collections & recoveries.

Today DirectID powers some of the world’s biggest brands from banking, consumer and SME lending through to the gig economy, gambling and others.

DirectID’s Platform provides global access to bank data through over 13,000+ connections across 65 countries supporting access to over 1.5bn people through one simple integration. The insights provide solutions to common lending questions such as affordability, income verification, expense categorisation, cash flow, emerging financial distress, and more, and are all available directly or through the platform itself.

The business is authorised by the FCA to provide AISP (Account Information Service Provider) services within the UK market.